At Insulation Grants, we specialise in government-backed or energy supplier-funded schemes that help households reduce energy costs by upgrading their home insulation at little or no cost.

Insulation prevents heat from escaping through walls, roofs, and floors, making homes more energy efficient and affordable to heat.

Since energy efficiency is a national priority in the UK, multiple grant schemes are available to support eligible homeowners, landlords, and tenants in improving their properties’ thermal performance.

As heating costs continue to rise, insulation grants offer a cost-effective way to lower energy bills, reduce carbon emissions, and create warmer, more comfortable living environments.

Request a free consultation with our insulation grant representatives today.

What Are Insulation Grants?

Insulation grants are financial contributions provided by the government or energy suppliers to cover the cost of loft insulation, cavity wall insulation, solid wall insulation, and underfloor insulation.

The grants are typically offered through schemes such as the Energy Company Obligation (ECO), the Great British Insulation Scheme (GBIS), or local authority-funded programmes.

Since these schemes aim to reduce fuel poverty and carbon emissions, they are often available to low-income households, those on benefits, or residents in hard-to-heat homes.

As grant funding may cover partial or full costs, a property survey is usually required to confirm eligibility and determine the most suitable insulation measures.

Who Qualifies for Insulation Grants?

Eligibility for insulation grants depends on a range of criteria including household income, property type, existing insulation levels, and whether the applicant receives certain government benefits.

Since different schemes have different rules, residents receiving Universal Credit, Pension Credit, or Income Support are typically prioritised.

As homeowners, private tenants (with landlord consent), and social housing tenants may all be eligible under certain conditions, a free home energy survey is often the best way to confirm what support is available.

What Types of Insulation Are Covered?

The types of insulation covered include cavity wall insulation, loft insulation, and solid wall insulation. 

It also covers floor insulation, roof insulation, and internal or external wall insulation used in residential and commercial buildings. 

Pipe and tank insulation are included to improve energy efficiency and prevent heat loss. 

Spray foam insulation and insulation removal services may also be covered depending on the property type and energy requirements. 

Covering these insulation types helps improve thermal performance, reduce energy bills, and maintain comfortable indoor temperatures year-round.

Since the grant schemes aim to deliver maximum carbon savings, properties with low Energy Performance Certificate (EPC) ratings are usually prioritised.

What Are the Benefits of Insulation Grants?

Insulation grants provide both immediate cost savings and long-term improvements to household comfort and efficiency.

The key benefits include:

• Lower energy bills due to reduced heat loss
• Increased indoor warmth and reduced cold spots
• Reduced carbon emissions and improved EPC rating
• Potential increase in property value
• Access to fully or partially funded home upgrades
• Compliance with future energy efficiency standards
• Less reliance on heating systems during colder months

As insulation helps maintain stable indoor temperatures year-round, the benefits extend across both winter and summer seasons.

How Much Could I Save with Home Insulation?

According to the Energy Saving Trust, average UK households could save £285 per year with loft insulation in a detached house, £395 per year with cavity wall insulation in a semi-detached home and £540 per year with solid wall insulation in an older terraced property.

Installing insulation through insulation grants can lead to significant savings on annual heating bills.

Since savings vary by home size, construction type, and current insulation status, a survey will provide a more accurate estimate.

Are Insulation Grants Available for Landlords?

Landlords can apply for insulation grants if their tenants meet certain eligibility criteria, such as receiving income-based benefits or living in a low EPC-rated property.

Since landlords are legally required to meet Minimum Energy Efficiency Standards (MEES), these grants help bring properties up to compliance without the full financial burden falling on the landlord.

As part of the application, landlords must give consent and ensure access to the property for survey and installation.

Do I Have to Pay Anything?

Many insulation grants cover the full cost of installation, but some households may be asked to make a small contribution depending on the funding scheme and the scope of the work.

Since this varies between schemes and property types, all costs and funding details will be explained before any work begins.

As some local authorities offer top-up funding, you may still qualify for a fully funded solution even if initial grant limits fall short.

How Long Does Installation Take?

Most insulation work under insulation grants is completed in one day, depending on the type and complexity of the installation.

Loft and cavity wall insulation typically take 2–4 hours, while solid wall or underfloor insulation may take longer due to access and finishing requirements.

As your installer will advise on preparation, disruption is minimal and no long-term mess is left behind.

Will I Need Planning Permission?

Most insulation measures installed through insulation grants do not require planning permission, especially for internal upgrades such as loft or cavity wall insulation.

External wall insulation may require planning consent in conservation areas or listed buildings.

As part of the grant assessment, any permissions required will be identified and managed by the installation team or funding provider.

How Do I Apply for Insulation Grants?

You can apply for insulation grants by contacting an accredited energy efficiency provider, local authority scheme, or through government-backed websites linked to ECO and GBIS funding.

Since each scheme has its own eligibility process, the first step is usually to complete an online application or arrange a free home survey.

As your property and household circumstances are assessed, the installer will confirm which types of insulation are covered and what level of funding is available.

Do Insulation Grants Cover Rented Properties?

Insulation grants can be used in private rented homes if the tenant qualifies based on income or benefit status and the property meets minimum energy requirements.

Since the landlord must give consent and meet compliance obligations under MEES regulations, both the landlord and tenant are involved in the process.

As grants help landlords upgrade properties without bearing full costs, many use this funding to improve EPC ratings and reduce tenant fuel bills.

Can I Get More Than One Type of Insulation Funded?

Many recipients of insulation grants qualify for more than one measure, such as loft insulation and cavity wall insulation together.

Since grant schemes prioritise maximum energy efficiency improvements, multiple upgrades may be recommended following a survey.

As funding levels are based on total carbon savings, combined insulation measures often increase your chance of receiving a fully funded package.

What Happens During a Home Energy Survey?

A surveyor will assess your property’s construction type, insulation levels, heating system, and Energy Performance Certificate (EPC) rating as part of the application for insulation grants.

Since accurate data is needed to determine your eligibility and the most cost-effective upgrades, thermal imaging, loft inspections, and moisture checks may also be included.

As the survey is non-invasive and typically takes less than an hour, it provides a clear, no-obligation pathway to grant-supported insulation work.

Can I Still Apply If I Don’t Receive Benefits?

Under the Great British Insulation Scheme, some insulation grants are now available to households that do not receive income-based benefits.

Since the scheme also targets properties in council tax bands A–D with poor energy efficiency, you may still qualify if your home has an EPC rating of D or below.

As funding for non-benefit recipients is subject to property condition and local scheme availability, a free assessment is the best way to check current options.

Will I Get a New EPC After Insulation Is Installed?

You may choose to commission a new EPC after completing work through insulation grants, particularly if you intend to sell or let the property.

Since insulation upgrades improve thermal efficiency, most properties receive a higher EPC rating post-installation.

As a higher EPC can enhance property value and rental appeal, many homeowners choose to update their certificate following funded improvements.

What if My Home Already Has Some Insulation?

You may still be eligible for insulation grants even if your home has some insulation in place, especially if it’s outdated or below current recommended levels.

Since many older installations no longer meet today’s thermal standards, topping up loft insulation or replacing poorly fitted cavity wall insulation can still qualify.

As the home energy survey will assess current insulation performance, your installer will confirm whether a grant is available for improvements or replacements.

Is There a Deadline for Insulation Grant Applications?

There is no fixed national deadline, but funding for insulation grants is allocated in phases and can close when annual budgets are used.

Since schemes like ECO4 and GBIS are time-limited and subject to government policy changes, early application increases your chances of securing funding.

As local authorities may offer additional funding windows, it’s best to apply as soon as possible to avoid missing out.

Request a Free Quote for Insulation Grants Today

Insulation grants provide a practical and affordable route to improving your home’s energy efficiency, comfort, and value.

Whether you’re eligible for a fully funded loft insulation upgrade or need partial support for solid wall insulation, the right grant can significantly reduce both upfront costs and long-term heating bills.

With professional installation, minimal disruption, and real energy savings, this is one of the most effective ways to future-proof your home against rising energy prices.

Get a free home insulation grant assessment today, and discover what energy-saving upgrades you could be eligible for—at no cost to you.

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